The PennZone

BLOOMSBURG, Pa. - PennZone -- Tom Hegna, a renowned Author, TV Show Host, Speaker, and leading Economist with over 30 years of experience in helping people save and spend wisely, is bringing a fresh perspective to financial discussions.

In his latest episode, Tom sat down with Todd Valles a top IRMAA Certified Planner to discuss Income-Related Monthly Adjustment Amounts, or IRMAA. Many Medicare beneficiaries are shocked when their Social Security is drastically reduced by this hidden tax they never saw coming.

Todd has been involved with presenting the topic of Medicare IRMAA for the majority of the past decade and is now one of the few licensed and nationally recognized IRMAA Instructors. His persuasive speaking complement his 36 years of financial services experience specializing in insurance and investment products as well as retirement plan solutions.

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For anyone with a higher-than-average income that is 15 years away from retirement or later, this interview is critically important to you. Watch this sneak peak from this insightful episode with Host Tom Hegna and Todd Valles scheduled to be released this week on the Podcast "Financial Freedom with Tom Hegna".

https://www.youtube.com/watch?v=pCWDXwcwlZw



For some, their income can be severely damaged by the IRMAA tax. According to calculations they may have to pay well over a million dollars for Medicare during their lifetime, eating up their Social Security in many cases. Don't wait to get a letter from the social security administration that tells you your social security benefit has been eliminated. It's better to avoid IRMAA in the first place. That's where good income planning comes in.

Tom Hegna CLU, ChFC, CASL is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert! As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the "optimal" way. His goal is to equip listeners with practical tips and information to make smarter financial decisions.

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Todd Valles has been the Keynote Speaker/Presenter at hundreds of conferences, events and meetings and hosts numerous IRMAA webinars. He is a Series 7 and 63 registered representative and holds a B.S. in Finance and Economics and a Juris Doctor concentrating in Tax and ERISA. Todd is also an active member of the Pennsylvania Bar Association. For more information Visit: https://www.irmaacertifiedplanner.com/the-instructor/

This upcoming interview will be launched this week on "Financial Freedom with Tom Hegna" and will highlight how you can protect your social security. Listen and subscribe today!
https://art19.com/shows/financial-freedom-with-tom-hegna