The PennZone

NEW YORK - PennZone -- Leading global AI-powered credit decision platform provider Scienaptic AI announced that Brian Hughes has joined Scienaptic as an investor and advisor. Brian, a renowned risk management stalwart, brings over three decades of cross-functional banking experience in leadership roles.

At Discover, he served as Chief Risk Officer as well as head of Cardmember Marketing and the Digital Bank, driving significant transformations. In addition, he has served as CEO of HSBC's Credit Card business, as a Board member for Risk Management Association, and as a Consumer Advisory Board member for the Consumer Financial Protection Bureau. He currently advises financial services companies of all sizes on technology, growth, and risk strategy.

More on The PennZone

• Bspin Launches Lightning-Fast Crypto Gaming Expansion With Sportsbook, Poker, VIP Rewards, and Bitcoin Lightning Network Integration
• From Temecula Wine Country to Canyon Lake: Parkway Construction Transforms Outdoor Spaces for Inland Homeowners
• Tim Tebow to Headline BSI CORE Annual Summit, Bringing Nearly 400 Business Leaders Together at Bethlehem's SteelStacks
• Pipeliners Tour Brings Appalachian Basin Rally to Western Pennsylvania
• Gigasoft 2026 JavaScript Chart Comparison: ProEssentials, Highcharts, SciChart, LightningChart, ECharts

"Brian has helped bring cutting-edge technologies to some of the most urgent and complex credit risk and compliance challenges at banks. It is a privilege to have his valuable experience and insights as we continue to grow and improve credit access for individuals and businesses", said Pankaj Kulshreshtha, CEO of Scienaptic. "We're excited to welcome him to Scienaptic, and we look forward to incorporating his expertise into our AI-native credit decisioning platform."

"I have always believed in the potential of AI to improve lives and make lending more inclusive. I am thrilled to contribute to Scienaptic's mission of driving innovation and expanding credit opportunities," said Brian Hughes.

About Scienaptic

Scienaptic AI's mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions.

More on The PennZone

• Experienced eXp Realty Agent Kerri Lawless Guides Buyers and Sellers Through Life's Next Chapters in St. Tammany Parish
• Supreme Garage Door Repair Redirects Marketing Dollars Into North Texas Communities
• RAS AP Consulting Spotlights Managed AP Governance™ at Esker All Access
• ANSI BSR Upholds Appeal of AFDE Member Andrew Sulner, MSFS, JD, finding the AAFS Academy Standards Board (ASB) Violated ANSI Essential Requirements
• Prolific Press Publishes 100 Word Fiction Issue #1, the Journal's Debut Anthology

The platform enables FIs to reach more borrowers, including underbanked and underserved individuals, and say "yes" more often without increasing risk. It democratizes automated AI-powered lending while addressing all regulatory requirements, including Fair Lending and explainable adverse actions.

Scienaptic-enabled lenders have processed more than 200 million transactions, benefitting millions of borrowers.

For more information, visit http://www.scienaptic.ai