The PennZone

NEW YORK - PennZone -- Leading global AI-powered credit decision platform provider Scienaptic AI announced that Brian Hughes has joined Scienaptic as an investor and advisor. Brian, a renowned risk management stalwart, brings over three decades of cross-functional banking experience in leadership roles.

At Discover, he served as Chief Risk Officer as well as head of Cardmember Marketing and the Digital Bank, driving significant transformations. In addition, he has served as CEO of HSBC's Credit Card business, as a Board member for Risk Management Association, and as a Consumer Advisory Board member for the Consumer Financial Protection Bureau. He currently advises financial services companies of all sizes on technology, growth, and risk strategy.

More on The PennZone

• Pastor Saeed Abedini Releases THE TRUTH – Volume 1, A Deeply Personal Story of Faith, Struggle, and Redemption
• New Book Warring From the Standpoint of the Throne Room Calls Believers to Pray From Victory
• Scotch Whisky Market Dislocation Creates Compelling Entry Opportunity for Long-Term Investors
• Peccioli Becomes New Orleans: In July 2026, the magic of jazz comes to Tuscany
• $6 Million Funding Secured as Retail Expansion, Operational Streamlining, and Asset-Light Strategy Position the Company for Accelerated Growth $SOWG

"Brian has helped bring cutting-edge technologies to some of the most urgent and complex credit risk and compliance challenges at banks. It is a privilege to have his valuable experience and insights as we continue to grow and improve credit access for individuals and businesses", said Pankaj Kulshreshtha, CEO of Scienaptic. "We're excited to welcome him to Scienaptic, and we look forward to incorporating his expertise into our AI-native credit decisioning platform."

"I have always believed in the potential of AI to improve lives and make lending more inclusive. I am thrilled to contribute to Scienaptic's mission of driving innovation and expanding credit opportunities," said Brian Hughes.

About Scienaptic

Scienaptic AI's mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions.

More on The PennZone

• The "Unsexy" Business Quietly Creating 130+ New Entrepreneurs Across America — From Alaska to Puerto Rico
• Veteran Launches GTG Energy: Nicotine-Free Pouch as Americans Rethink Addiction, Focus, and What Fuels Performance
• RecallSentry™ App Launch — Your Home Safety Hub — Free on iOS & Android
• Award-Winning Director Crystal J. Huang's Under-$50K Film "The Ritual House" Wins Best Horror Feature at Golden State Film Festival
• Grads aren't getting hired — here's what we're doing about it

The platform enables FIs to reach more borrowers, including underbanked and underserved individuals, and say "yes" more often without increasing risk. It democratizes automated AI-powered lending while addressing all regulatory requirements, including Fair Lending and explainable adverse actions.

Scienaptic-enabled lenders have processed more than 200 million transactions, benefitting millions of borrowers.

For more information, visit http://www.scienaptic.ai