The PennZone

NEW YORK - PennZone -- Leading global AI-powered credit decision platform provider Scienaptic AI announced that Brian Hughes has joined Scienaptic as an investor and advisor. Brian, a renowned risk management stalwart, brings over three decades of cross-functional banking experience in leadership roles.

At Discover, he served as Chief Risk Officer as well as head of Cardmember Marketing and the Digital Bank, driving significant transformations. In addition, he has served as CEO of HSBC's Credit Card business, as a Board member for Risk Management Association, and as a Consumer Advisory Board member for the Consumer Financial Protection Bureau. He currently advises financial services companies of all sizes on technology, growth, and risk strategy.

More on The PennZone

• Q3 2025 Arizona Technology Industry Impact Report Highlights Shifting Job Demand, Semiconductor Momentum and Workforce Investment
• $6.4 Million Purchase of Construction Vehicles Plus New Dealership Agreement with Cycle & Carriage for Heavy Equipment Provider to Singapore Region
• CCHR Says Mounting Evidence of Persistent Sexual Dysfunction From Antidepressants Demands FDA Action
• Acmeware and Avo Partner to Bring Real-Time Data Integration to MEDITECH Customers
• Talented Learning Unveils 2026 "Office Hours for LMS Buyers" Webinar Series

"Brian has helped bring cutting-edge technologies to some of the most urgent and complex credit risk and compliance challenges at banks. It is a privilege to have his valuable experience and insights as we continue to grow and improve credit access for individuals and businesses", said Pankaj Kulshreshtha, CEO of Scienaptic. "We're excited to welcome him to Scienaptic, and we look forward to incorporating his expertise into our AI-native credit decisioning platform."

"I have always believed in the potential of AI to improve lives and make lending more inclusive. I am thrilled to contribute to Scienaptic's mission of driving innovation and expanding credit opportunities," said Brian Hughes.

About Scienaptic

Scienaptic AI's mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions.

More on The PennZone

• New Analysis Reveals Most Patients Discontinue Weight Loss Drugs Within First Year
• Bargeld Financial Launches Professional, Affordable Tax Preparation Services for the 2026 Tax Season
• International Law Group Expands Emergency Immigration Consultations for Somali Minnesotans Amid ICE Actions
• Premium Bail Bonds Proudly Sponsors BOFAB BBQ Team at the 2026 Lakeland Pigfest
• UK Financial Ltd Receives Recognition In Platinum Crypto Academy's "Cryptonaire Weekly"

The platform enables FIs to reach more borrowers, including underbanked and underserved individuals, and say "yes" more often without increasing risk. It democratizes automated AI-powered lending while addressing all regulatory requirements, including Fair Lending and explainable adverse actions.

Scienaptic-enabled lenders have processed more than 200 million transactions, benefitting millions of borrowers.

For more information, visit http://www.scienaptic.ai