The PennZone

NEW YORK - PennZone -- Leading global AI-powered credit decision platform provider Scienaptic AI announced that Brian Hughes has joined Scienaptic as an investor and advisor. Brian, a renowned risk management stalwart, brings over three decades of cross-functional banking experience in leadership roles.

At Discover, he served as Chief Risk Officer as well as head of Cardmember Marketing and the Digital Bank, driving significant transformations. In addition, he has served as CEO of HSBC's Credit Card business, as a Board member for Risk Management Association, and as a Consumer Advisory Board member for the Consumer Financial Protection Bureau. He currently advises financial services companies of all sizes on technology, growth, and risk strategy.

More on The PennZone

• UK Financial Ltd Sets February 27 CATEX Debut for VENUS Coin, Opening Limited Early Access Through MayaPro Wallet
• Ice Melts. Clean Water Fails. A Startup Thinks It Has the Fix
• Delay In Federal Disaster Assistance Causing Failure Of Small Business In Disaster Areas
• Capsadyn® Launches on Amazon, Offering Non-Burning Capsaicin Pain Relief
• Pita Chip Celebrates One Year at The Concourse at Comcast Center with Free Entrees for the Community

"Brian has helped bring cutting-edge technologies to some of the most urgent and complex credit risk and compliance challenges at banks. It is a privilege to have his valuable experience and insights as we continue to grow and improve credit access for individuals and businesses", said Pankaj Kulshreshtha, CEO of Scienaptic. "We're excited to welcome him to Scienaptic, and we look forward to incorporating his expertise into our AI-native credit decisioning platform."

"I have always believed in the potential of AI to improve lives and make lending more inclusive. I am thrilled to contribute to Scienaptic's mission of driving innovation and expanding credit opportunities," said Brian Hughes.

About Scienaptic

Scienaptic AI's mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions.

More on The PennZone

• When Representation No Longer Reflects the District — Why I'm Voting for Pete Verbica
• How Direct Home Buyers Are Simplifying the Selling Process for Philadelphia Homeowners
• Off The Hook YS (NY SE: OTH) Executes Transformational Apex Acquisition, Creating Vertically Integrated Marine Powerhouse with $60M Inventory Capacity
• Tri-State Area Entrepreneur Launches K-Chris: A Premium Digital Destination for Luxury Fragrances
• Why One American Manufacturer Builds BBQ Smokers to Aerospace Standards

The platform enables FIs to reach more borrowers, including underbanked and underserved individuals, and say "yes" more often without increasing risk. It democratizes automated AI-powered lending while addressing all regulatory requirements, including Fair Lending and explainable adverse actions.

Scienaptic-enabled lenders have processed more than 200 million transactions, benefitting millions of borrowers.

For more information, visit http://www.scienaptic.ai