The PennZone

SCOTTSDALE, Ariz. - PennZone -- HR Workplace Services Inc. (HRWS), one of the nation's largest technology providers in the insurance industry today, announced the launch of Clear Intelligence (CI), a groundbreaking underwriting solution that provides previously unavailable medical and prescription data to health insurance underwriters nationwide.

Clear Intelligence addresses a critical gap in the health insurance marketplace by delivering comprehensive medical and Rx data that enables carriers, captives, PEOs, managing general underwriters (MGUs) and managing general agencies (MGAs) to price employer health plans with unprecedented accuracy. This data-driven approach helps underwriters make more informed decisions, reducing risk and improving profitability across their books of business.

The platform solves longstanding industry challenges, including providing access to utilization data on fully insured conversion business, a segment where experience data has historically been unavailable to underwriters. Leading MGUs already utilizing Clear Intelligence have reported significant operational improvements, including faster turnaround times and increased business volume throughout 2025, demonstrating the platform's immediate impact on underwriting efficiency and market competitiveness.

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"Over the years, we've consistently heard from industry leaders about the urgent need for more accurate data to underwrite health insurance effectively," said Adam Kulliver, Co-founder and Executive Vice President of HRWS. "Clear Intelligence delivers exactly what the market has been asking for, critical intelligence that transforms underwriting from educated guesswork into data-driven precision, ultimately enabling carriers, captives, PEOs and MGUs to build and maintain truly profitable books of business."

Clear Intelligence represents the natural evolution of HRWS' commitment to delivering innovative solutions that address real-world challenges facing the insurance industry. By providing access to data that has historically been fragmented or unavailable, CI empowers underwriters to assess risk more accurately, price plans more competitively and ultimately deliver better outcomes for all stakeholders.

As a long-standing partner to employers, brokers and general agencies, HR Workplace Services sits at the center of complex benefits ecosystems. This vantage point allows HRWS to understand how underwriting decisions, employer behavior and broker strategy intersect and to design intelligence solutions that reflect real-world market dynamics.

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About HR Workplace Services, Inc.

HR Workplace Services, Inc. (HRWS) operates as the nerve center for the insurance and employee benefits ecosystem, connecting employers, brokers, managing general underwriters and carriers through a unified, technology-driven environment. Built on proprietary software and the Salesforce platform, HRWS enables its national partner network to deliver HR support, compliance services, benefit administration, underwriting intelligence and proprietary data at scale.

HRWS supports employers ranging from three to 50,000 employees across virtually every industry, with tens of thousands of users operating in all 50 states. Founded in 2009 and headquartered in Scottsdale, Arizona, HRWS partners with more than 55 of the nation's leading insurance brokers, agencies and managing general underwriters, delivering actionable insight, operational efficiency and smarter decision-making across the insurance lifecycle.

https://www.hrworkplaceservices.com