The PennZone

PHILADELPHIA - PennZone -- Let's face it: renting hasn't changed much in decades. You pay your rent, you buy your renters insurance (maybe), and you move on with your life. But what if insurance could be more than just a checkbox? What if it could actually reward people for living in their community?

At &insurance, we asked that very question — and we built a new kind of platform to answer it.

What We Saw (That Others Didn't)

In the world of multifamily housing, property management companies (PMCs) spend billions trying to attract and retain residents. Loyalty programs? Maybe. Insurance? Definitely. But those two worlds never really spoke to each other.

So, we connected the dots.

We realized that insurance isn't just a product — it's a platform. A bridge between tenants and property teams. A shared incentive that could actually make people want to stay longer, care more, and engage with their community in a meaningful way.

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The &insurance Resident Loyalty Platform

Instead of forcing renters to shop for insurance on their own, &insurance offers it right where they live. Through their building, in a seamless, affordable, and ultra-simple experience. But that's just the start.

When a resident signs up through their property's custom &insurance portal, they unlock exclusive rates on renters, pet, auto, and life insurance — along with discounts for sticking around. Renew your lease? You get perks. Stay claim-free? Even better. Refer a friend? You guessed it — more rewards.

When residents feel valued, they stay longer.

Good for People. Great for PMCs.

Our platform also delivers something PMCs don't often get: predictable, passive income. For every enrolled resident in our tech platform, PMCs earn a monthly payout — no selling, no stress, no compliance headaches.

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We're talking about turning everyday insurance tech into a revenue engine. Just like that.

Why It Works

When properties get rewarded for resident engagement, they invest more. When insurers get large-scale distribution, they offer better pricing. It's a win-win-win.

And the best part? We designed it to scale. Whether you're managing 200 units or 2,000,000, &insurance plugs right in — no disruption, just connection.

Reinventing Insurance, One Community at a Time

We didn't set out to build another insurance company. We set out to change the relationship between renters, properties, and protection.

What started as an idea to make insurance easier has turned into a mission to make renting better — for everyone.

&insurance is built for the people behind the pets, plants, and everything in between.

Visit Us: https://www.andinsurance.com