The PennZone

NEW YORK - PennZone -- Leading global AI-powered credit decision platform provider, Scienaptic AI, announced that Profectus Capital has chosen to implement the company's credit decisioning platform and expert predictive risk scorecards to enhance their SME credit decisioning.

Profectus Capital is a NBFC founded in 2017 by seasoned leaders having 15+ years of experience in funding MSMEs. It offers term loans and working capital loans for Small and Medium Businesses. Profectus Capital also provides Supply Chain Financing solutions for dealers in segments like Pharmaceuticals, Consumer Durables, Electronics among others. Profectus Capital presently lends to SMEs associated with 11 Sectors across 18+ branch locations through a cluster-based approach and is working towards become lending partner of choice for thousands of SMEs.

"We found Scienaptic's credit decisioning platform easy to operate, flexible, agile and scalable. We are gearing up for a quick, substantial scale up where we will need to deal with more data points, faster. We believe Scienaptic's platform will offer a smoother experience for our customers and sharper data driven insights to our underwriters," said Nimesh Parikh, Chief Risk Officer at Profectus Capital.

More on The PennZone

• American Ethiopian Public Affairs Committee (AEPAC) Applauds Pennsylvania House Recognition of Adwa VictoryDay
• A Foundational Claim in Human Secrecy Goes Public
• Agape Leadership Academy Opens Nationwide Enrollment — State ESA Scholarships Cover Full Tuition for Families in 7 States
• Fourth Annual Free Training Day Mid-Atlantic Returns Sept. 19, 2026
• Las Vegas Headliner Don Barnhart Brings National Touring Comedy Show to Comedy Cabana

"Scienaptic's credit decisioning platform has been gaining adoption across the world, and we are delivering incredible business impact, especially in the small business lending space. Profectus has tremendous domain expertise in MSME funding and are poised to scale their asset base tremendously. We are excited to offer our decisioning engine to help Profectus scale approval rates while continuing to keep NPAs very low," said Scienaptic's Head of APAC Business, Joydip Gupta.

About Scienaptic AI
Scienaptic is on a mission to increase credit availability by transforming technology used in credit decisioning. Over 150 years of credit experience is embedded in Scienaptic's AI native credit decision platform. Our clients across banks, credit unions, fintech, and other lenders use the platform to improve the quality of underwriting decisions constantly. This enables them to say yes to borrowers more often and faster.

Visit https://www.scienaptic.ai for more information.